Coronavirus and You – What to know

The World Health Organization (WHO) declared the outbreak of the virus SARS-COV-2 and the disease it causes Coronavirus Disease 2019 (COVID-19), an international public health emergency. On March 11, 2020, WHO has characterized COVID-19 as a pandemic with more than 118,000 cases in 114 countries, and 4,291 deaths.

As the Coronavirus continues to spread around the world, stay up to date with the latest and most accurate information from verified resources like Centers for Disease Control and Prevention and the National Institutes of Health.

With now hundreds of confirmed cases in the United States, major precautions have started to unfold. Schools and Universities have closed, companies have issued holds on business travel and large social gatherings like Coachella and Stagecoach have been cancelled or postponed. Updates persist as the President announced a sweeping ban on travel into the US, the NCAA barred fans from the March Madness annual tournament and the NBA suspended its season, altogether! As this continues to develop, stay informed with reputable sources, know the signs and symptoms and follow these guides to stop the spread of COVID-19.

It’s important to be aware of the situation where you are or intend to go.

The WHO publishes daily updates on the COVID-19 situation worldwide. The CDC has offered guidance to keep your family protected from infection and helpful information on how to care for yourself and others during this coronavirus outbreak.

More resources by the CDC:

  • Steps to help prevent the spread of COVID-19
  • COVID-19 Facts
  • Q&A on COVID-19

COVID-19 and your insurance plan

Coronavirus is just like any other illness and therefore your insurance plan will cover it in much the same way it would cover the flu or pneumonia. Any Out-of-pocket costs like copays and coinsurance in your insurance plan would apply as stated in your insurance plan terms for medical services like doctor visits, hospital stays, etc. There are no specific restrictions or limitations for coverage of coronavirus. Some insurance carriers are waiving fees associated with coronavirus testing depending on your insurer and the state in which you live.

Advice from the CDC to prevent the spread of COVID-19

Know the signs and symptoms

  • Fever
  • Cough
  • Shortness of breath

Simple Steps to keep yourself and others healthy

  • Wash your hands often with soap and water for at least 20 seconds, especially after going to the bathroom; before eating; and after blowing your nose, coughing or sneezing
  • Avoid touching your eyes, nose, and mouth
  • Cover your cough or sneeze with a tissue, then dispose of the tissue immediately
  • Stay home if you feel unwell except to get medical care
  • Seek medical attention early if you experience a fever, cough and difficult breathing
    • Call your doctor immediately if you think you’ve been exposed to COVID-19 and develop a fever and symptoms of respiratory illness, such as cough or difficulty breathing

Advice from the World Health Organization on when and how to use masks

When to use a mask

  • Those who already show symptoms of coronavirus and must go outside for necessary reason like medical attention
  • If you are coughing and sneezing
  • To be most effective, combine with frequent hand-cleaning with alcohol-based hand rub or soap and water
  • Dispose of it properly

How to wear a mask

  • Before putting on a mask, clean hands with alcohol-based hand rub or soap and water.
  • Cover mouth and nose with mask and make sure there are no gaps between your face and the mask.
  • Avoid touching the mask while using it; if you do, clean your hands with alcohol-based hand rub or soap and water.
  • Replace the mask with a new one as soon as it is damp and do not re-use single-use masks.
  • To remove the mask: remove it from behind (do not touch the front of mask); discard immediately in a closed bin; clean hands with alcohol-based hand rub or soap and water.

As the global spread of COVID-19 continues to dominate the news-cycle and daily conversation, make sure you stay updated on the topic through reputable resources like CDC and WHO. Do your part in practicing extra precaution in washing hands and avoiding large gatherings of public events. Utilize your health insurance if you do become ill— act quickly by staying at home to avoid any community spreading and seeking medical attention early. If you are in need health coverage, speak to VelaPoint Licensed agent today to see your options by calling 855-548-0727 or visit online the VelaPoint Marketplace.