Summer: More Sun, More Fun, More Accidents?

With the summer months upon us and children out of school, now is the time for outdoor fun, including swimming, playgrounds, traveling, barbequing and more. However, summer months can also bring an increase in auto accidents, burns, water safety issues and other unexpected problems. Take a few simple safety steps to avoid an accident ruining your summer fun!

Barbeques and Cooking

Be aware:

  • Cooking is the leading cause of home fires and home fire injuries
  • Most grill fires happen during the month of July
  • Fire departments are called to around 9,600 home fires involving grills, hibachis or barbeques every year.
  • Annually, an average of 16,600 patients go to the emergency room with injuries involving grills

Preventative safety measures:

  • When in use, position the grill away from the home, any tree branches or other things that may burn
  • Never leave your stove top or grill unattended while cooking
  • Cleaning the grill after each use eliminates grease buildup, reducing the chance of fire
  • Keep children and pets clear of the grilling area

Learn more about grilling safety tips


Be aware:

  • May through August are the peak months for children’s drowning deaths and injuries
  • Nearly 6,000 injuries from pool and spa accidents occur each year
  • Male children account for 68% of drowning deaths for children 0-14 years old

Preventative Safety Measures:

  • Never leave a child unattended in or near water
  • Teach children how to swim and to stay away from drains
  • Check for compliant drain covers in private or public pools
  • Take a CPR training class

Follow these pool safety steps and these simple water safety tips

Biking and Playgrounds

Be Aware:

  • Nearly 80% of playground injuries are caused by falls from swings, climbers, slides and overhead ladders
  • Annually, 20,000 children ages 14 and younger are seen by emergency departments for playground-related traumatic brain injuries
  • In 2015, 488,123 people were treated in emergency rooms with bike injuries

Preventive Safety Measures:

  • Promptly report playground safety issues to the owner or park district
  • Reduce the risk of head injury by an estimated 60% by wearing a helmet during any bike ride
  • Helmets must meet federal safety standards and should fit securely
  • Ride with your children and familiarize them with traffic laws that cyclists must follow

Follow this public playground safety checklist and this home playground safety checklist

Additionally, costs for hospitalization and treatment of accidental injuries can be astronomical.

Fracture $34,759
Burns $31,170
Sprains & Strains $23,872
Crush $36,674

Although most health insurance plans cover these types of injuries, the deductibles, copays and out-of-pocket costs add up quickly and can be more than the average family can manage. However, accident plans are specifically designed to mitigate the costs associated with accidental injuries and to provide an additional layer of financial protection, over and above health insurance.

Plan ahead for summer’s unexpected moments by following proper safety guidelines and by insuring your family against accidental injuries. Call 855-652-3171 to speak with a licensed agent or visit for more information today!,,,