Although November is wrapping up, the holiday season is just getting started. And it isn’t called the busy holidays for no reason. December typically flies by with shopping lists galore, an increase in traffic, holiday festivities and spending quality time with loved ones. As you keep up with this festive month, don’t forget to secure 2022 health coverage before the mid-December ACA coverage Deadline. This is particularly important for those individuals and families who purchase their own health insurance and need coverage starting January 1.
Making insurance decisions can be overwhelming at times with many factors that play a role in your decision making process. Factors like your finances, your family situation, health care needs and preferences, job status, and location. Our team of licensed agents can assist you in selecting the health insurance plan that’s right for you and your family.
What’s New for 2022? More Savings and a Longer Enrollment Period
Yes, that’s right—more savings! But how? Consumers who in previous years may have been ineligible for health insurance subsidies or the amount too low or not enticing, now may be among those eligible for premium tax credits. The American Rescue Plan Act increased and expanded eligibility for premium tax credits for people enrolled in marketplace health plans, making financial assistance available to more people and at larger amounts. These enhanced benefits will continue for the 2022 plan year.
The enrollment window is longer this year, continuing to at least January 15th in every state. This extended deadline from previous years gives a little extra time during the busy holiday season, but there still is the December 15th deadline for plans taking effect January 1st that you’ll want to keep in mind if you want coverage starting at the very beginning of the year.
Open Enrollment Important Dates & Deadlines
| December 15, 2021 |
| This is the last day to enroll in coverage that starts at the beginning of 2022. |
| January 1, 2022 |
| Coverage will start January 1 if you signed by by December 15, 2022. |
| January 15, 2022 |
| The last day of Open Enrollment in most states for the 2022 coverage year. |
| February 1, 2022 |
| If you enrolled in coverage from December 15 to January 15, your coverage plan will start February 1, 2022. |
Expert advice at your fingertips
Through VelaPoint Insurance, you have exclusive access to a free health and supplemental insurance shopping service, staffed by licensed insurance experts in all 50 states. Shop, compare, and enroll—all in one easy call.
Using our services is no added cost to you plus our agents are contracted with a variety of carriers, to ensure product availability for our customers. Our agents have been trained and adhere to all federal and state regulations and we enforce strict quality assurance guidelines to stay compliant and provide trusted service. Our licensed agents can give you advice from their educated background while comparing options in your area and your particular situation to help customize options for you.
Speak to an agent to:
- Get information on products in your area
- See what health insurance fits your budget
- Learn what coverage could best fit your needs
- Help determine if you’re eligible for cost-share reductions and premium tax credits on ACA plans
- Ask questions
- Get an understanding of your insurance options
- Enroll in coverage with the assistance of a licensed expert
Making insurance decisions can be overwhelming at times with many factors that play a role in your decision making process. Factors like your finances, your family situation, health care needs and preferences, job status, and location. Our team of licensed agents can assist you in selecting the health insurance plan that’s right for you and your family.
Enroll by December 15th for coverage starting January 1, 2022.
Call 866-998-7493 to speak to a licensed agent for a free comprehensive needs analysis, compare your options and enroll in health insurance to cover you and your family for 2022.
