After a spooky end of October comes the start of Open Enrollment in November. Like Halloween, finding Health coverage can by scary! It doesn’t have to be, let us take the fear out of shopping for coverage.
Finding health insurance can be a daunting task with a lot to understand, sift through and navigate. Through VelaPoint Insurance, you have exclusive access to a free health and supplemental insurance shopping service, staffed by licensed insurance experts in all 50 states. We simplify the process. Shop, compare, determine subsidy eligibility and enroll—all in one easy call.
Important Open Enrollment Dates
Open Enrollment is the annual period that most Americans who are looking for individual and family plans may enroll in ACA-compliant health insurance plans for the upcoming year. This year, the deadline has been extended, increasing the time to make your health insurance decisions.
| November 1, 2021 | December 15, 2021 | January 15, 2022 |
| Open enrollment starts; this is the first day you can enroll in or renew ACA health plans to cover you during 2022. | The last day you can enroll in or renew ACA health plans that are effective on January 1, 2022. | Open Enrollment ends.1 This is the last day you can enroll in or renew ACA health plans to cover you during 2022. |
Help is here, when you need it
Our licensed insurance experts will speak to you about information on plans in your area, see what insurance products fit your specific health needs and budget, answer any questions and help determine if you’re eligible for cost-share reductions and premium tax credits on ACA plans. Shop, compare, determine subsidy eligibility and enroll—all in one easy call.
Using our services is no added cost to you plus our agents are contracted with a variety of carriers, to ensure product availability for our customers. Our agents have been trained and adhere to all federal and state regulations and we enforce strict quality assurance guidelines to stay compliant and provide trusted service. Our licensed agents can give you advice from their educated background while comparing options in your area and your particular situation to help customize options for you.
More savings and Options
The American Rescue Plan significantly expands eligibility for ACA subsidies for the 2022 coverage year, lowering premiums for all income brackets and eliminating them entirely for some households.2 This may increase more selection of plans that fit in your budget.Plans like short-term medical or limited medical may offer other benefit options at a lower cost. Short-term3 medical coverage has also been extended to 364-day coverage terms in some states. A licensed agent can also help determine if you’re eligible for cost-share reductions and premium tax credits on ACA plans.
Customers Will Need
Gathering some information prior to calling can help the process while you work with one of our licensed agents.
- Annual household income
- Have email access
- An hour for consultation and enrollment
- Each dependent household member’s:
- Social security number
- Date of birth
- Preferred doctors
- Preferred hospitals
- Any prescriptions
An uninformed insurance plan purchase can result in overpaying or being unprotected. Speaking to licensed agent gives you the upper hand for finding coverage that fits your needs and your budget. VelaPoint insurance is here as a resource to understand your options and find plans that meet your needs. Our agents provide expert, unbiased advice and assistance in shopping for your insurance needs. Call 866-998-7493 today to have a needs analysis and see what coverage options are available in your area.
