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Find Affordable Health Insurance

Open Enrollment begins November 1, 2022. This is the first day you can enroll in or renew ACA health plans to cover you during 2023. Find coverage to face those unpredictable moments in life with confidence and financial protection from unexpected medical bills. Speak with a VelaPoint licensed health insurance expert today to ask questions, review your options and enroll in 2023 health coverage.
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Help Is Here, When You Need It

Through VelaPoint Insurance, you have exclusive access to a free health and supplemental insurance shopping service, staffed by licensed insurance experts in all 50 states. Shop, compare, determine subsidy eligibility and enroll—all in one easy call: 833-483-0189.

Explore Options

Easily compare plans from major carriers, all in one place

Enrollment Assistance

Get free one-on-one guidance from a licensed agent

Enrollment Deadline

Enroll by December 15th for ACA-compliant plans effective on January 1, 2023. Open Enrollment ends January 15, 2023.

More Coverage

Add plans like dental, vision and accident for custom packages

More Savings and Options

The American Rescue Plan significantly expanded eligibility for ACA subsidies last year and the Inflation Act, lowering ACA plan premiums for all income brackets and eliminating them entirely for some households.1 The Inflation Reduction Act signed earlier this year, extends the subsidy enhancements through 2025. If you live in an area with limited health insurance options, find the premiums to expensive or your doctor isn’t in-network, traditional health insurance isn’t your only option. Plans like short-term medical or limited medical may offer other benefit options at a lower cost. Short-term2 medical coverage has also been extended to 364-day coverage terms in some states. A licensed agent can also help determine if you’re eligible for cost-share reductions and premium tax credits on ACA plans.

Insurance For All

Our insurance agents maintain licenses in all 50 states and work with 160+ carriers to help provide health insurance as many individuals as possible. Whether you are looking for a short term plan because you’re between jobs or lack a qualifying event, or able to enroll in an ACA plan due to open enrollment or an SEP – we can help. Our choice model is designed to find the best coverage that works for your needs. Fill out our form above to view quotes or call in for a free benefits consultation today.

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What Our Clients Say About Us

Kathy went above and beyond to help me find an adequate affordable health insurance for me. She took time to listen to my concerns and made me feel valued, not just a number. She explained my different options and together we decided on a suitable plan. I can’t say enough about this sweet lady. Rare these days.
Thank you!!
- Joan

Excellent service..everything detail was explain to with the up most courtesy. Questions answered with clear understanding Just got one type of insurance plan but am glad to know I can always change it and add others. My Representative Jonathan is with me and my husband every step of the way..
Thank You Jonathan you're AWESOME!

–Teresa

The agent I worked with was knowledgeable, professional, friendly and even made the process enjoyable. I feel I got just what I need for short term coverage at a very reasonable cost.
– Kathleen

Trisha was extremely knowledgeable and took the guesswork out of all the confusion of insurance options. She listened to my needs and found plans that not only fit my budget but saved me hundreds of dollars each month! I was skeptical at first but glad she won me over.
– Angel




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1 https://www.cms.gov/newsroom/fact-sheets/american-rescue-plan-and-marketplace
2 Short Term Medical (STM) and other ACA-alternative plans are medically underwritten and are not required to meet the minimum essential coverage requirements or provide the 10 essential health benefits as mandated by the ACA. This means that non-ACA plans may not cover certain types of services, including but not limited to: maternity care, mental health, preventative care, and prescription drugs. Non-ACA plans are also not required to cover pre-existing conditions. STM plans vary per state. Consult with a licensed agent for details ACA = Short for the “Affordable Care Act.” ACA health insurance plans meet the minimum essential coverage requirements and cover pre-existing conditions as well as the 10 essential health benefits (e.g. maternity care, mental health, preventative care, prescription drugs, and more). ACA plans also offer subsidies and premium tax credits to eligible individuals based on income. These subsidies and credits are designed to lower your ACA plan’s monthly premium. Individuals may only enroll in ACA coverage during the annual Open Enrollment Period (November 1st – December 15th) unless they have a Qualifying Life Event. Visit Healthcare.gov for more information. The December 15 deadline is for federal ACA exchanges. Some state-based exchanges have an extended Open Enrollment time frame.

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