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Enroll by December 15th for ACA-compliant plans effective on January 1, 2023. Open Enrollment ends January 15, 2023.
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Kathy went above and beyond to help me find an adequate
insurance for me. She took time to listen to my concerns and made me feel valued, not
just a number.
She explained my different options and together we decided on a suitable plan. I can’t
about this sweet lady. Rare these days.
Excellent service..everything detail was explain to with the up
courtesy. Questions answered with clear understanding Just got one type of insurance
plan but am glad
to know I can always change it and add others. My Representative Jonathan is with me and
every step of the way..
Thank You Jonathan you're AWESOME!
The agent I worked with was knowledgeable, professional,
friendly and even
made the process enjoyable. I feel I got just what I need for short term coverage at a
Trisha was extremely knowledgeable and took the guesswork out of
confusion of insurance options. She listened to my needs and found plans that not only
fit my budget
but saved me hundreds of dollars each month! I was skeptical at first but glad she won
2 Short Term Medical (STM) and other ACA-alternative plans are medically underwritten and are not required to meet the minimum essential coverage requirements or provide the 10 essential health benefits as mandated by the ACA. This means that non-ACA plans may not cover certain types of services, including but not limited to: maternity care, mental health, preventative care, and prescription drugs. Non-ACA plans are also not required to cover pre-existing conditions. STM plans vary per state. Consult with a licensed agent for details ACA = Short for the “Affordable Care Act.” ACA health insurance plans meet the minimum essential coverage requirements and cover pre-existing conditions as well as the 10 essential health benefits (e.g. maternity care, mental health, preventative care, prescription drugs, and more). ACA plans also offer subsidies and premium tax credits to eligible individuals based on income. These subsidies and credits are designed to lower your ACA plan’s monthly premium. Individuals may only enroll in ACA coverage during the annual Open Enrollment Period (November 1st – December 15th) unless they have a Qualifying Life Event. Visit Healthcare.gov for more information. The December 15 deadline is for federal ACA exchanges. Some state-based exchanges have an extended Open Enrollment time frame.